Our Services
We specialize in helping small to medium sized businesses rethink their retention strategies to drive long term organizational value. Our services aim toward that purpose through compensation strategies tied to longevity and performance without sacrificing owner equity. Implementing win-win strategies to benefit the business, its stakeholders, and the most valuable employees
What we offer
Protect Your Business
• Business Succession Planning
• Exit Strategies
• Buy-Sell Strategies
• Key Person Insurance
• Estate Plan Integration
Reward Your Key People
• Financial Planning for Key Employees
• Non-Qualified Selective Benefits
• Deferred Compensation Plans
• Executive Bonus Plans
• Split-Dollar Arrangements
*Estate Planning services are provided working in conjunction with your Estate Planning Attorney, Tax Attorney, and/or CPA. Consult with them for specific advice on legal and tax matters.
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Non-Qualified Plans
This selective benefit can be tailored with a high level of creativity giving the business a high level of control while also providing a tax advantaged strategy for the executive to build wealth and shorten the retirement savings gap.
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Executive Bonus Arrangements
With minimal administrative costs and record keeping, this selective benefit provides employer deductions as bonuses are paid. Designed creatively, these plans can also provide employer control to encourage retention.
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Benefit Restoration & Carve Out Plans
One size fits all group benefit plans are great for rank and file, but can leave highly compensated employees at disproportionate risk. These supplemental risk protection plans can restore critical benefits for highly compensated employees and the ownership group.
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Split Dollar Arrangements
A cost-effective and tax-efficient way to provide benefits using life insurance. Split Dollar gets its name because it involves splitting the benefits of a life insurance policy between your business and your key employee. These arrangements can be structured in different ways, depending upon the type of incentive you are trying to provide.
Annuities
Establishing individual retirement arrangements funded by annuities is easy for a small business. Offering this type of benefit may help you retain and motivate your company's employees.
Disability Income Protection
Provide employees with income protection that supplements your company’s group long term disability plan in the event of a disability. Protection for employee and employer retirement contributions is also possible.
Executive Benefit Programs
We offer solutions that are designed to assist in recruiting and retaining executives.
Life Insurance
Find out how life insurance can help you attract and retain key employees by offering benefits above-and-beyond those offered to all employees.
Long Term Care Insurance
Give your company a competitive advantage by making an increasingly valued and sought-after employee benefits.
Retirement Plans
A great way to retain and attract top talent to your company is to help them prepare for retirement. Our wide range of group retirement products and services can help you and your employees maintain a long-term retirement strategy.
“Coming together is a beginning. Keeping together is progress. Working together is success.”
— Henry Ford